MONIbank Roadmap
Four phases from launch to full treasury governance and cross-chain expansion. Phases 1 and 2 are complete — Phase 3 is underway.

CompleteIn ProgressUpcomingFuture
Phase 1
Foundation
Q1 2026Complete
- MONISTABLE token launch on nad.fun
- MONIbank dashboard live
- Multi-asset DividendVault deployed (USDC, MONI, MONISTABLE)
- Leaderboard & dividend snapshot transparency
- Public contract address & burn wallet
Phase 2
Governance
Q2 2026Complete
- Treasury wallet setup & funding
- On-chain balance snapshot infrastructure
- Daily & weekly vote epoch system
- EIP-191 wallet-signature vote authentication
- Treasury governance UI (voting, mandates, history)
Phase 3
Treasury Execution & Reserve Program
Q3 2026In Progress
- Multisig treasury execution from vote mandates
- Live treasury holdings & accrued dividend balance display
- Execution audit log with transaction hashes
- Dividend accrual tracker — real-time treasury earnings
- Reserve Program launch — public Track A / Track B seat applications
- Manual underwriting review queue for reserve seat requests
Phase 4
Expansion
Q4 2026Future
- Verified reserve seat approvals with published underwriting criteria
- Evidence-linked reserve NAV, partner, and position reporting
- Cross-chain dividend distribution
- Additional dividend tokens via community vote
- DAO proposal framework for protocol changes
- Mobile-optimised companion app
- Third-party integrations & partner dividends
